How to Find Ellusive Free
Instant Credit Reports
Don’t be fooled! Access to free instant credit reports is not
as easy as hundreds of sites would have you believe. Yes, since
the FTC ruling in 2005 you are entitled to one free annual
report from each of the 3 major credit bureaus. But in order to
truly get a “free instant credit report” there is only one
website that is truly trustworthy.
Access to your no-strings attached, free instant credit report
is a great help to all consumers. In the past, there was a fee
required, not to mention the added hassle in order to get your
credit report. The reports are the same now as before, but you,
the object of the report can now see what every Bank, Employer
and Landlord has always known.
Did you know that it is estimated that 70% of ALL credit
reports have errors! Now, these range anywhere from
typographical to pure fraud. Imaging being denied a car loan
because of a problem on your credit that you had absolutely
nothing to do with? This is one of the biggest fears in
America. And what easier way to combat this than to request an
annual free instant credit report?
A quick search online will reveal many sites offering to share
your report for free. But, as you soon find out, the service is
not free, but just a trial offer. Forget to “opt-out” and your
free instant credit report just became $29.99 on your Visa.
IMPORTANT! Over 50% of the
websites offering “Free Instant Credit Reports” are operated by
the major credit bureaus.
There is only one site that can honestly provide a no-strings
attached free instant credit report, and that is straight
through the FTC. They can be found at
http://www.annualcreditreport.com. I don’t know of any other
websites that truly offer free instant credit reports.
The site is straight-forward and easy to use. More importantly
the FTC is not out to get your personal information or sell you
something! Remember, the FTC will never try to get your
personal information through email or a pop-up ad either. Just
a few last reminders to help protect you before you hit
“submit” for your free instant credit report.
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About the Author: Ann Born is a writer,
researcher and website designer. She has
managed Credit Repair sites including
http://www.officialcreditrepairtips.com
for over 3 years and has written 100’s of
articles. All rights are reserved. This article
may not be reproduced in any way without
including the Author’s Bio.
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